Your campaign contribution will make a real, lasting difference in the lives of seniors in our community. Your investment can be made in a number of ways, one of which will likely best meet your needs. Contact our staff to discuss these or other creative options for your philanthropy.
WAYS TO GIVE
The easiest and most secure way to support SWIRCA
GIVE BY MAIL
16 W. Virginia Street, Evansville, IN 47710
Attn: Development
GIVE In PERSON
16 W. Virginia Street, Evansville, IN 47710
We are open Monday- Friday from 8:00 am until 4:30.
Giving to make an immediate impact
CASH
Gifts of cash are the easiest way to support the campaign. Besides writing a check, donating a maturing CD or income tax return may be an attractive way to give.
PLEDGES
Donors can often maximize the impact of their gift by spreading payments over time. Consider a three to five year pledge to take advantage of a naming opportunity or to fund an endowed account.
Appreciated Securities
Giving stocks that have appreciated in value allows you to claim a charitable deduction for the full market value of the donated securities on the date of the gift. You also avoid capital gains tax on any appreciation, and SWIRCA & More realizes the full value of your gift.
Property
An asset you no longer have use for can be a great gift vehicle. A vacation or second home, artwork, or other personal property can be a tax-advantaged way to give. All gifts of this nature are subject to approval by the Board of Directors. Let’s talk if this sounds interesting.
IRA Rollovers
If you will be 70 1/2 this year (or older), you can direct up to $100,000 per year from your pre-tax retirement fund distributions to SWIRCA & More without that distribution being subject to federal income tax. Note that the transfer must come directly from your retirement account to SWIRCA to qualify. Your fund manager will know the details of making a gift of this kind.
Giving for future benefit
Bequests
Adding SWIRCA & More to your will as a specific amount, asset, percentage or residual beneficiary will commemorate your lifetime of service to our community and fund needed programs when you have passed.
Beneficiary Designations
You can designate SWIRCA & More as a direct beneficiary on a savings, investment or retirement account, payable upon your death. By giving this way, these funds are not included in your taxable estate.
Retirement Assets
Pre-tax retirement accounts, such as IRAs and 403 accounts can be given directly to SWIRCA & More upon your death instead of being subject to taxation if received by your estate. These assets can flow directly to SWIRCA and bypass your estate, maximizing your charitable gift and minimizing your estate tax bill.
Life Insurance
If you have a paid-up life insurance policy you no longer need, it can be donated to SWIRCA & More to make a significant testamentary gift. Alternatively, you can name SWIRCA & More as a beneficiary (primary, secondary or proportional) on an existing policy.
Charitable Annuities and Trusts
There are sophisticated mechanisms to make a charitable gift, retain a stream of income for a period of years or a lifetime, and leave the reminder as a lasting memorial. We stand ready to discuss the various ways you can be a visionary donor!